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Tip 3: How to transfer money profitable

Ask the payee (using telephone, email, instant messaging, etc.) all the necessary details, including last name, first name, patronymic, address with an index, and sometimes also the name of the region or country. With some types of transfer is also required to know the passport details of the recipient. If funds are transferred using a mobile operator, find out the phone number of the addressee, and if through the e-commerce system - his wallet number. If the beneficiary wants the funds to arrive in his settlement account, find out the number of this account, the name of the bank, the BIC and other data. Write down all the information carefully, and then carefully check.
Please note that there is no free transfer of funds - a commission is always charged for it. Therefore, regardless of how you will transfer funds, take with you not only the money you wish to transfer, but also the amount covering the amount of this commission.You can find out what it is equal in the help desk of the organization whose services you are going to use. For example, “Russian Post” - 8 800 200 58 88, “Beeline” - 0611 (from a mobile phone connected to the same operator). Also bring your passport with you.
The most reliable way to transfer funds is postal. To implement it, contact any branch of the Post of Russia. Select the desired method of transfer: slow - through the CyberMoney system, fast - through the Fast and the Furious system, or using the Western Union service. Take the appropriate form, carefully fill it in, wait for your turn, hand it to the operator along with your passport, deposit the funds, and then get the passport back, as well as a document confirming that the funds have been accepted for transfer.
Western Union services can be used not only in the post office, but also in any bank that has entered into an agreement with this company. To do this, contact any cashier and tell them that you are going to transfer funds through this service. He will provide you with forms and help you fill them out. Follow the instructions of the cashier-operator.Also, banks provide money transfer services through other systems, for example, Unistream.
For a transfer using a mobile phone, a slightly inflated commission is charged, but the sender does not need to visit either the post office or the bank - just find the nearest payment terminal. To use the service, you will need a phone connected to Beeline. Call 0611, and then, following the prompts of the voice informant, achieve a connection with a consultant. Ask if the Beeline.Money service is blocked on your SIM card and what the current commission is for it. If this service is available, first put the required amount (including the commission of both the payment terminal and the service itself) on your own phone. It is best to use machines with zero commission, which are sometimes found in shopping centers - then you will have to pay, in addition to the amount transferred, only the cost of the service provided by Beeline itself, but not the terminal owner. When the account is replenished, send an SMS with the following format to 7878:
Uni Surname First Name Patronymic number Surname2, where Uni is short for Unistream,Last name, first name, middle name - your last name, first name and middle name, number - the number of rubles to be transferred, and Last name2 - the name of the recipient.
After that, a confirmation request will be received from 8464. Answer it (to the same number) with a message consisting of one digit 1. After that, the code consisting of the letter T and a row of numbers will come from number 7878. Notify the recipient in any way, and he can, taking with him a passport and a note with this code, pick up the money from any bank that provides the service of receiving funds through the Unistream system.
To transfer funds using the electronic payment system, first deposit your account in it. Then launch the program client or go to the web interface of the payment system. Enter your username and password, making sure that your computer or smartphone is not infected with malicious software. Find the item in the menu that corresponds to the transfer of funds from one account to another (the addressee must have a wallet in the same system). The location of this item depends on which service you use. Enter the recipient’s wallet number and the amount you want to send to him. Then click the Forward button or similar.


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