How to save money from Salary - In Hindi

What can keep from salary

 


Reason for deduction from salary


When an employer deducts from an employee’s salary, it’s not just a whim that has no legitimate reason. Reducing in this way the salary of an employee, the company must proceed from the norms of the law. Deduction from the salary can be made for the following reasons:



  • the employer received a writ of execution on the employee;

  • the decision of the company where the employee works;

  • statement of the employee himself.


Deduction from payroll according to writs


The most common form of withholding from an employee’s earnings is to collect debts from an employee under a writ of execution received from a court. According to the writs of execution from the salary you can keep the following types of debt:



  • alimony and other periodic payments;

  • property debt;

  • compensation for harm to health.


Deduction from the salary at the initiative of the company-employer


The organization may decide to deduct the following payments from the employee’s salary:



  • overpaid salary (due to a counting error, or if the employee’s fault in simple or non-compliance with labor standards) is proved;

  • unearned advance;

  • payments for unearned leave when dismissing;

  • cash issued under the report and unreturned when transferring an employee to another location;

  • benefits for pregnancy and childbirth, for temporary incapacity for work, if it was paid in the amount greater than is due (in the presence of a counting error or the guilty actions of the employee).


To holdat the request of the employeethe latter must write a statement to the employer. The application must specify the details for the transfer of funds, the timing and amount of withholding.


Payroll Restraints


Despite the fact that the list of those payments that can be withheld from the salary is quite wide, there are also restrictions on such withholding:



  • not more than 20% of earnings - withholding by the decision of the company, the return of state benefits that were overpaid;

  • no more than 50% of earnings - the recovery of executive documents, including alimony (with the exception of alimony for children);

  • no more than 70% of earnings - alimony for children, compensation for harm to health, damage due to loss of a breadwinner or from committing a crime;

  • without restrictions - alimony for children, if their recovery occurs by agreement between the parents.



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Images: What can keep from salary What can keep from salary